In joining an entry fee life plan community like Life Care Humboldt you would be trading your real estate and the hassles of home ownership for a comfortable home in a vibrant community where your mind is stimulated, your contribution valued and your wellness attended to regardless of the course your health takes. If you have children, they will not have to struggle with your inability to stay safely at home – finding the best situation for you and dealing with a life-time of possessions you no longer need. While you think you would want to pass your home on to your children, you should ask them if they want it, or would they prefer that you are safe and secure. There are options if you wish to preserve assets for your heirs. Residents who pay an entry fee approximately 60% higher can pass on up to 80% of that fee to their heirs. While people who chose a lower entry fee can expect a refund if they leave or die in the first few years, after that there is no return of the entry fee, but there will also be less risk of sudden huge expenses for home maintenance or personal care.
If you have family in the area, once you are settled into a life plan community, their time with you can be spent enjoyably, not taken up with working out care details. You will spare them the feelings of guilt when you can no longer get out of your house to visit friends and loneliness settles in. Should your health change and you need the support of assisted living or memory care, you will have a seamless transition within the community. Since your neighbors in Life Care Humboldt will still be neighbors, you and they will be able to get together easily – sharing a meal, taking a walk or sitting on the porch – no car ride to a stand-alone facility keeping you apart.
If you are a traveler, imagine being able to close your door and head out on a trip without having to find a house-sitter, someone to pick up your mail or water your plants. Call management. If your faucet drips or toilet won’t flush, call maintenance.
There is currently no life plan community within 200 miles, so that option may not have come up if and when you are considering your future needs in aging. We can and will have that choice here. Get set. You could live to be 100! For information on pricing of life plan communities/continuing care retirement communities go to https://mylifesite.net/learn-ccrc-details/